We fix roofs promptly and effectively, ensuring lasting protection for your property.
Need a New Roof?
Get a NEW Roof as low as $139/Mo.
The best Work, the Best Materials, at Fair Prices.
Your Insurance Company Told You To Replace Your Roof?
Leaky roof?
Your roof is 14 years or older?
Why wait for the next storm to completely destroy your roof?
Why wait for inflation and material shortage to double the price of your roof?
We Install roofs that are gorgeous and protect your home.
WITHOUT charging you 200% more than it should really cost.
7190+ Clients
Is your old roof causing leaks and damage to your home?
Why wait until water is pouring through the ceiling?
Why wait for the next storm to completely destroy your roof and your house?
Need a New Roof but Can't Afford it?
Delaying the decision to get a complete residential roof replacement is never a wise move. The longer you wait to contact roofers, the worse your roof can get. Mold, mildew, water infiltration, soaked insulation, even rotted rafters can all happen very quickly.
You ask yourself, “How can I pay for my roof with no money?” Fortunately, you can get residential roof replacement done with low affordable monthly payment .
Really. Here’s how.
Option 1
The fastest and easiest way to get financing for the roof is through the very people who will install the roof!
At Icon Roofing USA we can provide very attractive financing options.
We recognize how challenging life can be in a difficult economy. At Icon Roofing USA we work with local lenders and industry leaders to help customers connect to the cash they need.
Roofers know a new roof cannot wait. So the best roofers make financing just part of the full customer service. Contact us at Icon Roofing USA to learn more about all we do to help you.
Best of all, our financing partners have plans that include low out-of-pocket expenses, and a custom payment plan that suits you and your current financial situation.
Option 2
Apply for Home Equity Loan
If you’ve owned your home for a while, you’ve likely built some equity.
With a home equity loan, the lender looks at how much of your mortgage is left to pay. Then, they compare that to the market value of your home. If the ratio is favorable to the lender, you may be eligible for a home equity loan.
This loan type is usually low-interest, but it’s not risk-free. You’ll be using your house to back your loan.
Option 3
Apply for a Personal Loan
You can always apply for a personal loan to pay for a new roof. When you do this, you’re working with a lender and taking on a traditional loan. Once approved, you’re given the money to pay for your new roof. Then, you pay back the money to your lender on a monthly schedule.
There are both short and long-term personal loan options. Short-term loans usually require a larger monthly payment. Long-term loans, though, have higher interest rates. Do your research thoroughly before committing to a personal loan to ensure you have all the correct information.
Most of personal loans involve high interest rates, often based on your credit history.
One more word about working with banks and lenders—bigger isn’t always better. Don’t be afraid to reach out to your local bank. They’re invested in seeing their immediate area thrive. They may be willing to work with you even if you’ve heard no from big-name lenders.
Option 4
Apply for a Title 1 Home and Property Improvement Loan
Title 1 property improvement loans are available through the Federal Housing Administration (FHA). These loans are an excellent way to pay for improvements and repairs to your home and property.
When you receive an FHA loan, they’re essentially insuring your loan. This means there’s less risk for lenders, and they’re more likely to work with you.
With these programs, you can borrow up to $25,000 with 20 years to pay back the loan. But, if you opt into a loan that’s more than $7,500, you’re backing it with the financial assets you own. This can be a solid option if you’ve tried other avenues without success.
Option 5
Paying with Your homeowners insurance
In some cases, paying for a roof replacement can be done directly through your insurance company, but this is only a viable option when your roof was damaged for a reason other than wear and tear over time.
When you are eligible to pay for roofing repairs through your insurance company, get in touch with your homeowners insurance provider to find out how much they will cover and the process for receiving payment.
You may be able to connect the insurance company and your roofing company directly, allowing for a seamless payment once replacement are complete.
Maybe it’s time Time for an Upgrade?
7 Signs You Need a New Roof
Water Leaks and Stains
Do you notice water leaks or stains on your ceilings?
Leaks can lead to severe water damage, including mold and structural issues.
Act promptly by replacing your roof to prevent further damage and maintain a dry and healthy home.
Age-related Wear and Tear
Problem: Is your roof nearing the end of its lifespan?
As your roof ages, it becomes more susceptible to damage and leaks.
Don't wait for problems to arise. Consider replacing your roof if it's over 20 years old.
Sagging Roof
Does your roof appear to be sagging or uneven?
A sagging roof indicates structural issues, such as weakened support beams.
High Energy Bills
Are your energy bills skyrocketing?
Poor insulation and ventilation in an aging roof can lead to energy inefficiency.
Damaged Shingles
Are your shingles cracked, curled, or missing?
Damaged shingles compromise your roof's ability to keep out water and protect your home.
Mold and Mildew Growth
Do you notice mold or mildew in your attic or on the roof's surface?
Moisture buildup caused by a damaged roof creates an ideal breeding ground for harmful mold and mildew.
Discovering damaged shingles, tiles, or leaks on your roof can be concerning. However, it's important to remember that not every issue automatically warrants a complete roof replacement. Depending on the age and installation quality of your roof, repairs may be a viable option. To determine the best course of action, it's wise to seek professional guidance through a Free Roof Inspection.
New Roof?
So what will you get if you make the investment on a new roof now instead of putting it off?
New Warranty
An old roof can have devastating consequences. If it begins to leak it can damage the installation, cause damage to the rest of your home and require you to pay even more for repairs.
However, installing a new roof will also get you a new warranty. This warranty will give you additional protection and give you a piece of mind. You will avoid paying a lot of money on roof repairs and maintenance.
When you have your new roof installed, your Assured Contracting representative can help you fully understand your warranty and give you the confidence that professionals have optimally installed your roof.
Insurance
The age of your roof plays a significant factor in your home insurance coverage. Most insurance companies offer limited or no coverage on a house if the roof is 20 years old or older. Your insurance company may require you to replace it to keep your insurance coverage up to date.
Also once you get a new roof your homeowner's insurance rates will go down significantly and you will save hundred and even thousands of dollars on your insurance bills each year.
Air quality
Your roof has an important job: keeping moisture out of the house. As a roof begins to age, many homeowners find themselves concerned with leaks and similar water damage getting past the roof. This can pose a threat to anyone in the home, particularly if it begins to nurture the growth of mold. Mold can be hazardous to people’s health and impact the quality of the air they breathe.
A new roof investment will help protect those living in the house. You should feel confident that your roof does its job of keeping moisture out of the home.
Home Value
If you’re thinking about selling your home in the next 5 years, a new roof will boost your home’s value significantly. You know potential buyers typically prefer homes that don’t need a lot of structural work. A new roof allows you to sell your home at a higher price and makes your home more appealing to potential buyers. Most people want to buy a home that isn’t going to require them to put a lot of money into it immediately after they move in.
Energy Efficiency
If your roof is over 20 years old chances are it is reaching the end of its lifespan. Probably it's doing a bad job of keeping heat away from your house. Probably your electricity bills are through the roof, because old roof is being prone to gaps where air can leak in, older roofs weren’t designed to keep heat away from the house. Current roof technology allows to significantly improve energy efficiency. At Assured Contracting we can help you get the most energy efficient materials for your new roof. Save 20%-30% on your electricity bills.
Beautiful House
When you realize that your home needs a new roof, you have the chance to transform your home and make your neighbors jealous :)
Deciding to go with lighter or darker colors or even a different roofing material can have a noticeable impact on your home’s appearance.
Investing in the roof you want, can change your home’s entire appearance. At Assured contracting we can help walk you through the various options available, including different colors and materials, to help you make the selection that works best for you.
You understand when it comes to keeping your home safe and comfortable, your roof plays an important role. At Assured Contracting, we can help you keep your roof in peak condition so that you can rest easy knowing it will do its job well.
To do this, we’ll send a professional to visit your home, inspect your roof and answer any questions you may have.
Get a Free Roof Inspection
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